Calculate Your Annual PIT

Enter your annual income and the relief amounts you want the calculator to apply. Rent is entered as annual rent paid; the calculator converts it to rent relief at 20% of rent paid, capped at ₦500,000.

Income

All amounts are annual
₦
Enter your gross annual income before tax reliefs.

Tax reliefs

Use zero for items that do not apply
₦
Converted to rent relief at 20% of rent paid, capped at ₦500,000.
₦
Enter the annual pension amount you want deducted.
₦
National Housing Fund contributions.
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Use annual NHIS or other approved health insurance contributions.
₦
Enter only the interest portion, not the principal.
₦
Premiums paid for eligible life assurance policies.
₦
Use this if employer-provided health premiums apply to your tax position.

How This PIT Estimate Is Calculated

This public calculator mirrors the simple browser-side interpretation you requested: annual income minus the reliefs you provide, then the remaining taxable income flows through the current progressive Nigeria PIT bands configured in the API.

Band Rate Taxable Amount Tax Due
₦0 to ₦800,000 0% ₦0 ₦0
₦800,001 to ₦3,000,000 15% ₦0 ₦0
₦3,000,001 to ₦12,000,000 18% ₦0 ₦0
₦12,000,001 to ₦25,000,000 21% ₦0 ₦0
₦25,000,001 to ₦50,000,000 23% ₦0 ₦0
₦50,000,001 and above 25% ₦0 ₦0
Reference

Reliefs Included in This Public Tool

Rent Relief

You enter annual rent paid. The calculator converts that figure into rent relief equal to 20% of annual rent paid, up to a maximum of ₦500,000.

Direct Relief Amounts

  • Pension contributions
  • NHF contributions
  • NHIS or health insurance
  • Mortgage interest
  • Life assurance
  • Employer health insurance

What This Tool Does Not Do

This page does not replace filing advice, calculate every special-case tax treatment, or save your records. It is designed as a fast public estimator.

Frequently Asked Questions

How does this Nigeria PIT calculator work?

The calculator subtracts your supported reliefs from annual income to estimate taxable income, then applies the progressive personal income tax bands currently used by Taxblabla: 0%, 15%, 18%, 21%, 23%, and 25% across the different income bands.

Which reliefs can I enter?

You can enter annual rent paid, pension contributions, NHF, NHIS or health insurance, mortgage interest, life assurance, and employer health insurance. Rent is converted into rent relief at 20% of annual rent paid, capped at ₦500,000.

Does this calculator store or submit my data?

No. This public estimator runs entirely in the browser. It is intended to be quick, private, and usable without creating an account.

Is this enough to file my taxes?

No. Use this as an estimate for planning and education. If your income mix or reliefs are more complex, speak with a qualified tax adviser before filing.

Need full tax tracking beyond the calculator?

Use the public calculator for fast annual PIT estimates, then move into the Taxblabla app for transaction tracking, payroll, evidence-backed reliefs, and tax summaries.